Standard MasterCard

A US Dollar credit card which gives you access to international emergency card replacement and cash advance, issued in partnership with Mastercard International.


  • Secured with chip & pin technology for enhanced protections of funds.
  • Accepted wherever the MasterCard logo is displayed worldwide.
  • Denominated in US Dollars.
  • Valid for 3 years.
  • Transactions done with the card can easily be monitored via the FirstBank internet banking service 24 hour access to support  for all card related complaints through FirstContact.


  • International acceptance for payments at tens of millions of merchants and cash withdrawals at over 1.9 million ATMs, wherever the MasterCard logo is displayed.
  • Secured by Chip and PIN (EMV) technology, which prevents cloning and unauthorized access to your funds
  • 100% availability and dependability. The FirstBank MasterCard card has been designed to ensure that your transactions always go through at all times.
  • Convenient for use across all channels including POS, Internet and ATMs, wherever the MasterCard logo is displayed
  • Enjoys discounts targeted at MasterCard cardholders. This is an exclusive collection of discounts curated for MasterCard cardholders to live unique moments in their favorite cities and places. Please visit the / download the Priceless Africa Mobile App and carry the program’s benefits wherever you go.
  • Make payment with your FirstBank Card and enjoy amazing offers at these locations (Sheraton Hotel Ikeja, Lagos,  Four Points by Sheraton Lekki, Lagos, Sheraton Hotel FCT Abuja, Le Méridien Ibom Hotel & Golf Resort, Uyo and Le Meridien Ogeyi Place, Port Harcourt)
  • Discounts
    • Room discount of 25% off rack rate
    • Complementary Wifi access and use of hotel gym facilities
    • 10% discount on food and beverages
    • 10% discount at Four Points by Sheraton Spa treatment and services
    • Visit any of the 5 locations or
  • Make payment with your FirstBank MasterCard and enjoy exceptional dining and room benefits at Protea Hotel Leadway, Ikeja
    • 10% discount off Best Available Room Rate
    • Personal gift on arrival in the room
    • 25% discount restaurant voucher usable during guest stay
    • Guarantee 5% discount off any promotional rates the hotel may be running
    • 10% discount off all Conference and Banquet venue charges

To apply for the Standard MasterCard, visit any FirstBank branch closest to you to complete an application form.

1) Is the MasterCard card a Debit or a Credit card?

  • The MasterCard card is a cash-backed Credit Card. The limit assigned to the card corresponds exactly to the amount paid by the cardholder into the MasterCard card account, which includes the issuance fee of $10 and annual maintenance fee of $19.

2) Will a lien be placed on my US Domiciliary account with respect to my desired limit on the MasterCard card?

  • No. You would, however, be required to always maintain a minimum balance of $50 in your MasterCard account.

3) What are the fees associated with the MasterCard card?

  • Issuance fee – $10
  • Annual maintenance fee – $19
  • Purchase fee (POS, Internet) – free
  • Web  – free
  • ATM withdrawal fee – $3

4) What are the daily usage limits for my MasterCard card?

  • ATM cash withdrawals – $1,000 (total frequency – 5 times)
  • Purchases (POS) – $10,000 (total frequency – 20 times)
  • Purchases (Internet) – $5,000 (total frequency – 5 times)
  • POS Cash Advance (Branch) – $10,000
  • POS Cash Advance (Merchant) – $5,000
  • POS/Web limit increase available upon request

The above limits are subject to a daily cumulative limit of $10,000.

5) How long would it take for my MasterCard card to be ready for collection, after I submit my application?

For Lagos branches, the MasterCard card will be ready for collection 2 business days after application. While for upcountry branches, MasterCard cards will be ready for collection 5 business days after application. All applications must be sent to ebusiness-services@firstbanknigeria.combefore 12 noon each business day in order to stay within the above delivery timelines.


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